Fibe is a registered NBFC with RBI that enables the middle-income group to upgrade their lifestyle. Fibe personal loans are a convenient and quick way to fulfill your financial obligations. The application process is fast and you get cash instantly in your bank account. They offer different types of personal loans like auto, education, wedding, medical, etc. Let us take a look at the features, types of loans, eligibility, documentation, and much more in the article ahead.
Fibe personal loans are an easy and quick way to get access to instant cash in just a few minutes. The options for loans available with them make it a very lucrative option. Let us look at the key features of Fibe personal loans.
| Key features of Fibe Personal Loan |
|---|
| 1) Flexible loan amount from Rs. 5,000 to Rs. 5,00,000 |
| 2) Completely paperless and contactless |
| 3) Quick access to loans starting from Rs. 5,000 to Rs. 5 lakhs in about 10 minutes |
| 4) Different types of loans available for different needs |
| 5) Low-interest rate at Rs. 7 per day |
| 6) Repayment in 3 to 24 months |
| 7) No prepayment charges |
| 8) Quick and secure transactions with PCI DSS app |
1. Online application process – The application process for Fibe personal loans is completely online. You need to apply online on Fibe’s official website, fill out the application form, submit the needed documents, and the loan amount should be in your account within 10 minutes subject to Fibe’s internal policies.
2. Instant loan transfer – With Fibe personal loans, you can get an instant loan starting from Rs. 8,000 to Rs. 5,00,000 directly credited to your bank account. This feature makes it useful when you need funds urgently.
3. Flexible repayment tenure – Fibe personal loans give the flexibility to choose the payment tenure. You can choose from 90 to 730 days as per your financial situation. This makes it very convenient as you can pay according to your planned budget.
4. Low-interest rates – Fibe personal loans start with an interest rate as low as Rs. 9/day for a loan worth Rs.10,000. That makes it super attractive as you do not pay much interest on the loan taken.
5. No pre-payment or foreclosure charges – This feature means that you can prepay and close the loan in case you have enough cash flow. This saves you from paying interest on the remaining loan and the prepayment/foreclosure charges.
6. Education loan tie-ups – Fibe has tie-ups with education institutes like Pearson, Extramarks, Toppr, and more. Applicants can choose repayment tenure from anywhere between 3 to 12 months. You can directly transfer the education loan from the Fibe credit limit to the partner education institution.
7. Versatile use of the loan – Fibe personal loans can be used for a variety of reasons starting from medical bills, education, wedding expenses, or even your dream vacation. These are no questions asked loans and you can use them the way you like.
8. No collateral needed – Since personal loans are unsecured loans, you do not need collateral in order to apply for Fibe personal loans.
9. Borrow multiple times – Applicants can apply again for a Fibe personal loan only 3 days after they have paid fully for their existing Fibe personal loan.
Fibe has different kinds of personal loans available for various needs. You can choose the loan you want according to your immediate requirement. Below are the types of Fibe personal loans –
Types of Fibe Personal Loans
1. Auto loan
a) Two-wheeler loan
b) Used car loan
2. Education loan
3. Wedding loan
4. Home renovation loan
5. Medical loan
6. Consumer durables loan
a) Smart TV loan
b) Refrigerator loan
c) Washing machine loan
d) AC loan
e) Kitchen appliances loan
f) Laptop loan
Fibe Personal Loans Eligibility Criteria
| Age | Between 21-55 years of age |
| Employment status | Salaried |
| Income status | Rs. 18,000 if you live in metro cities like Mumbai, Bengaluru, Delhi, Hyderabad, Kolkata, or Chennai
Rs. 15,000 if you live in non-metro cities |
| Citizenship | You should be a resident of India |
| KYC | You should have all the KYC documents in place |
Documentation needed for Fibe Personal Loans
| Identity proof | Pan Card/Aadhaar card/Driving License/Passport |
| Address proof | Passport/Rental agreement/Utility bills/Voter ID |
| A selfie | – |
| Income proof | Banks statements for the past 3 to 6 months |
Application to Fibe personal loans via CreditMantri –
Applying for the Fibe personal loans via CreditMantri is a simple and straightforward process. You can do that in a few simple steps listed below –
1. Click on “CHECK ELIGIBILITY”
2. Fill in details like email ID, Mobile number, Residence city, Employment type, Residence pin code, and info about any loans that you may have
3. Tick all checkboxes for agreement terms.
4. Click on “Submit”
5. Enter the OTP received on your registered mobile number.
6. Proceed with the rest of the application and your application will be processed in no time.
Application to Fibe personal loans via the Fibe official website –
Go to Fibe’s official website
1. Click on “START YOUR APPLICATION”
2. Create an account by entering your mobile number
3. Enter the “OTP” received on your mobile and click on “Submit”
4. Enter the remaining details and proceed to complete the application.
1. How to apply for a personal loan from Fibe?
You can apply for a Fibe personal loan within a few minutes.
2. What are the documents needed for the Fibe personal loans?
3. What is the interest rate on Fibe’s personal loan?
Fibe offers competitive interest rates on its personal loans starting at Rs. 9/day for a Rs. 10,000 loan.
4. How can I get in touch with Fibe customer care?
You can get in touch with Fibe in various ways
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
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