The Axis Bank Rewards Credit Card is designed for individuals who seek to maximize their rewards on everyday spending. With a focus on rewarding purchases at apparel and departmental stores, this card offers accelerated EDGE REWARD points, making it ideal for shoppers. Additional benefits like dining discounts and fuel surcharge waivers enhance its appeal, providing a comprehensive rewards experience.
Shopping Rewards: Enhanced rewards on apparel and departmental store purchases.
Dining Discounts: Enjoy culinary delights at discounted rates.
Fuel Savings: Reduce fuel expenses with surcharge waivers.
Reward Redemption: Access to a vast catalog of redemption options.
Annual Fee Waiver: Achieve spending milestones to save on fees.
10X EDGE REWARD Points: On every ₹125 spent at apparel and departmental stores.
2 EDGE REWARD Points: On every ₹125 spent on other categories.
Redemption: Points can be redeemed for vouchers, merchandise, and more through the EDGE REWARDS platform.
Identity Proof: PAN Card
Address Proof: Aadhaar Card, Passport, or Utility Bills
Income Proof: Latest salary slips or income tax returns
Photograph: Recent passport-sized color photograph
Online: Click on Apply Now Button navigate to the Rewards Credit Card page to apply.
Branch Visit: Visit the nearest Axis Bank branch with the required documents.
Eligibility Check: Use the online eligibility checker to see if you qualify.
Joining Fee: ₹1,000
Annual Fee: ₹1,000 (waived on annual spends of ₹2,00,000)
Finance Charges: 3.6% per month (52.86% per annum)
Late Payment Fee: Varies based on the outstanding amount
Overlimit Fee: 2.5% of the overlimit amount (minimum ₹500)
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.