The Axis Bank Cashback Credit Card is tailored for individuals who prefer straightforward savings on their everyday expenditures. With a tiered cashback structure offering up to 7% on online spends and additional benefits like dining discounts and welcome rewards, this card ensures that your routine purchases are more rewarding. It’s an excellent choice for those seeking direct cashback without the complexities of point conversions.
Maximized Online Shopping Savings: Higher cashback rates for increased online spending
Dining Discounts: Substantial savings on dining out through EazyDiner
Travel and Offline Spend Benefits: Cashback on travel bookings and offline purchases
Utility Bill Payments: Earn cashback on routine utility payments
Annual Savings Potential: Total annual savings can exceed ₹14,000 based on spending patterns
EDGE Reward Points: 5,000 points on the first transaction within 30 days of card issuance
Cashback Earnings: Tiered cashback rates based on online spending amounts
Redemption: Cashback is automatically credited to the card account, reducing the statement balance
Identity Proof: PAN Card
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, Utility Bills
Income Proof: Latest salary slips, Form 16, or Income Tax Returns
Photograph: Recent passport-sized color photograph
Online Application:
Click on “Apply Now” and fill in the required personal and financial details
Upload the necessary documents and submit the application
Branch Visit:
Visit the nearest Axis Bank branch with the required documents
Fill out the application form and submit it along with the documents
Joining Fee: ₹1,000 + GST
Annual Fee: ₹1,000 + GST (Waived on annual spends of ₹4,00,000 or more)
Finance Charges: 3.6% per month (52.86% per annum)
Cash Withdrawal Fee: 2.5% of the cash amount (minimum ₹500)
Late Payment Fee:
Nil if total payment due is up to ₹500
₹500 if total payment due is between ₹501 – ₹5,000
₹750 if total payment due is between ₹5,001 – ₹10,000
₹1,200 if total payment due is ₹10,001 and above
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.