Axis Bank’s Premium and Lifestyle Credit Cards are designed for individuals seeking exclusive privileges and superior benefits. These cards offer a blend of luxury and convenience, including complimentary lounge access, dining discounts, accelerated reward points, and lifestyle perks. Tailored for the discerning customer, they enhance everyday experiences and provide exceptional value.
Lounge Access: Complimentary visits to select domestic and international lounges.
Dining Discounts: Up to 25% off at partner restaurants via EazyDiner.
Entertainment Offers: Discounts on movie tickets and events.
Lifestyle Benefits: Exclusive deals on wellness, travel, and shopping.
Reward Redemption: Redeem points for flights, hotels, and merchandise.
EDGE REWARD Points: Earn points on every spend, with accelerated rates on premium categories.
Redemption Options: Use points for travel bookings, gift vouchers, and more.
No Expiry: Some cards offer reward points that never expire.
Identity Proof: PAN Card.
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.
Income Proof: Latest salary slips, Form 16, or Income Tax Returns.
Photograph: Recent passport-sized color photograph.
Choose your preferred premium/lifestyle credit card.
Upload necessary documents and submit the application.
Joining Fee: ₹3,000 to ₹10,000 (depending on the card variant).
Annual Fee: ₹3,000 to ₹10,000 (waived on annual spends of ₹3,00,000 to ₹6,00,000, depending on the card).
Finance Charges: 3.6% per month (52.86% per annum).
Late Payment Fee: Varies based on the outstanding amount.
Overlimit Fee: 2.5% of the overlimit amount (minimum ₹500).
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.