AU Small Finance Bank offers a range of Au Bank Cashback Credit Cards designed to provide substantial savings on everyday expenses. Whether you’re commuting, dining out, or shopping online, these cards offer cashback and rewards to enhance your spending experience.
Reward Programs: Earn reward points on every spend, with accelerated rates on specific categories.
Dining Discounts: Exclusive offers at partner restaurants.
Entertainment Offers: Complimentary subscriptions and discounts on OTT platforms.
Fuel Surcharge Waiver: 1% waiver on fuel transactions (conditions apply).
EMI Conversion: Convert large purchases into manageable EMIs
Earning: Earn reward points on every spend, with higher points on select categories.
Redemption Options: Redeem points for e-vouchers, merchandise, travel bookings, and more through the AU Rewardz platform.
Redemption Fee: A nominal fee of ₹99 + GST is applicable on each successful redemption.
Identity Proof: PAN Card.
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.
Income Proof: Latest salary slips, Form 16, or Income Tax Returns.
Photograph: Recent passport-sized color photograph.
Choose your preferred cashback credit card.
Upload necessary documents and submit the application.
Joining Fee: ₹0 – ₹999 (depending on the card variant).
Annual Fee: ₹0 – ₹999 (waived on annual spends of ₹1,50,000, depending on the card).
Finance Charges: Up to 3.6% per month (43.2% per annum).
Late Payment Fee: Varies based on the outstanding amount.
Overlimit Fee: Charges may apply if the credit limit is exceeded.
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.