HDFC Bank offers HDFC Bank fuel credit cards designed to provide substantial savings on fuel expenses. These cards offer benefits such as fuel points on fuel purchases, grocery and utility bill payments, fuel surcharge waivers, and the ability to redeem points for free fuel.
Fuel Points: Earn Fuel Points on fuel purchases, groceries, and bill payments.
Fuel Surcharge Waiver: Save 1% on fuel transactions at IndianOil outlets.
Redemption: Redeem accumulated Fuel Points for free fuel at IndianOil outlets.
Interest-Free Period: Avail up to 50 days of interest-free credit from the date of purchase (subject to the submission of the charge by the merchant).
Earning:
5% Fuel Points on spends at IndianOil outlets.
5% Fuel Points on groceries and bill payments.
1 Fuel Point per ₹150 spent on other purchases, including UPI transactions.
Redemption Options:
Redeem Fuel Points for free fuel at IndianOil outlets.
Fuel Points can also be redeemed as statement credit.
Redemption Fee: A nominal fee may be applicable on each successful redemption.
Identity Proof: PAN Card.
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.
Income Proof: Latest salary slips, Form 16, or Income Tax Returns.
Photograph: Recent passport-sized color photograph.
Choose the IndianOil HDFC Bank Credit Card.
Upload necessary documents and submit the application.
Joining Fee: ₹500 (plus applicable taxes)
Annual Fee: ₹500 (waived on spending ₹50,000 in the previous year)
Finance Charges: Up to 3.6% per month (43.2% per annum)
Late Payment Fee: Varies based on the outstanding amount.
Overlimit Fee: 2.5% of the overlimit amount, subject to a minimum of ₹500.
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