HDFC Bank Secured Credit Cards

Approval Rate: High

HDFC Bank Secured Credit Cards

4.3 ☆

Reward Type

Reward Points / Cashback

Joining Fee

Varies by card (₹500 – ₹1,000), with waiver options based on annual spend

Interest rate Rate

Up to 3.6% per month (43.2% per annum)

Annual Fee

Varies by card (₹500 – ₹1,000), with waiver options based on annual spend

More Details>>

HDFC Bank Secured Credit Cards

HDFC Bank’s Secured Credit Cards are designed for individuals seeking to build or improve their credit history. By securing the card against a Fixed Deposit (FD), applicants can enjoy the benefits of a credit card without the need for a traditional credit score. These cards offer features similar to regular credit cards, including reward programs, cashback offers, and interest-free periods, making them an excellent choice for first-time credit users or those looking to rebuild their credit profile

Key Features of HDFC Bank Secured Credit Cards

Credit Limit: Up to 90% of the Fixed Deposit amount. Multiple eligible fixed deposits can be selected in the online application to enhance the credit limit. Interest-Free Period: Up to 50 days of interest-free credit. Reward Programs: Earn reward points or cashback on eligible transactions, depending on the card variant. Global Acceptance: Accepted at millions of merchants worldwide. Online Access: Manage your card through HDFC Bank’s NetBanking and MobileBanking platforms.

Key Benefits of HDFC Bank Secured Credit Cards

Reward Programs: Earn reward points or cashback on eligible transactions.
Security: The card is secured against your Fixed Deposit, ensuring minimal risk.
Credit Building: Regular usage and timely repayments can help improve your credit score.
Flexibility: Option to upgrade to an unsecured credit card in the future based on credit performance.

Rewards of HDFC Bank Secured Credit Cards

Earning:
- Earn reward points or cashback on eligible spends, depending on the card variant.
Redemption Options:
- Redeem points for travel bookings, shopping vouchers, or statement credit.
Redemption Fee: A nominal fee may be applicable on each successful redemption.

Documentation needed for application to HDFC Bank Secured Credit Cards

Identity Proof: PAN Card.
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.
Fixed Deposit Details: FD receipt or certificate.
Photograph: Recent passport-sized color photograph.

Application Process to HDFC Bank Secured Credit Cards

Click on “Apply Now” and fill in the required details.
Choose your preferred Secured Credit Card variant.
Click on “Apply Now” and fill in the required details.
Upload necessary documents and submit the application.

HDFC Bank Secured Credit Cards Pricing

Joining Fee: ₹500 – ₹1,000 (plus applicable taxes), depending on the card variant.
Annual Fee: ₹500 – ₹1,000 (waived on meeting specified annual spend thresholds).
Finance Charges: Up to 3.6% per month (43.2% per annum).
Late Payment Fee: Varies based on the outstanding amount.
Overlimit Fee: 2.5% of the overlimit amount, subject to a minimum of ₹500.

FAQs of HDFC Bank Secured Credit Cards

⚠️ Disclaimer: About Approval Chances on LoanSafar.com

Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.

While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment

We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.

Credit Cards

Personal Loan

HDFC Bank Personal Loan
AXIS Bank Personal Loan
SBI Bank Personal Loan
IDFC Bank Personal Loan
SBI Bank Personal Loan
Yes Bank Personal Loan
Kotak Bank Personal Loan
PNB Bank Personal Loan
RBL Bank Personal Loan

HDFC Bank Secured Credit Cards

Approval Rate: High

HDFC Bank Secured Credit Cards

4.3 ☆

Reward Type

Reward Points / Cashback

Joining Fee

Varies by card (₹500 – ₹1,000), with waiver options based on annual spend

Interest rate Rate

Up to 3.6% per month (43.2% per annum)

Annual Fee

Varies by card (₹500 – ₹1,000), with waiver options based on annual spend

More Details>>

HDFC Bank Secured Credit Cards

Related

Key Features of HDFC Bank Secured Credit Cards

Key Benefits of HDFC Bank Secured Credit Cards

Rewards of HDFC Bank Secured Credit Cards

Documentation needed for application to HDFC Bank Secured Credit Cards

Application Process to HDFC Bank Secured Credit Cards

HDFC Bank Secured Credit Cards Pricing

FAQs of HDFC Bank Secured Credit Cards

⚠️ Disclaimer: About Approval Chances on LoanSafar.com

Credit Cards

Personal Loan

Home Loan

INstant Loan

Study Loan

Calculators

Contact Us:

Credit Cards

Company