ICICI Bank Rewards Credit Cards are designed for individuals who want to earn reward points on everyday purchases and redeem them for lifestyle benefits. These cards provide a blend of savings, lifestyle privileges, and redemption flexibility. With a wide acceptance, generous milestone benefits, and add-on offers, ICICI Rewards Credit Cards cater to varied spending habits and offer long-term value
Milestone rewards of up to 10,000 points per year.
Fuel surcharge waiver up to ₹4,000 transaction amount.
Dining offers at 2500+ restaurants.
Safe and secure transactions with chip-enabled cards.
Convert large purchases into EMIs at attractive interest rates.
Earn 2 points/₹100 on retail spends.
Earn 1 point/₹100 on utility and insurance spends.
Redeem points for lifestyle products, vouchers, travel, and more.
No rewards on fuel, cash withdrawal, or EMI transactions.
PAN Card
Address Proof (Aadhaar Card, Passport, Utility Bill)
ID Proof (Driving License, Passport, Voter ID)
Income Proof (Salary Slips/Form 16/ITR)
Recent Passport Size Photograph
Choose your preferred Rewards Credit Card.
Click “Apply Now” and fill out the application form.
Upload necessary documents.
Await verification and approval.
Joining Fee: Starts from ₹500 + GST (depends on card variant).
Annual Fee: ₹500 + GST (waived on minimum spend of ₹1.5 lakh/year).
Finance Charges: Up to 3.40% per month.
Late Payment Fee: ₹100 – ₹1200 (based on outstanding amount).
Overlimit Fee: 2.5% of the overlimit amount (min ₹500).
Foreign Transaction Fee: 3.5% of the transaction amount.
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.