ICICI Bank Cashback Credit Cards are designed to provide direct savings on your everyday expenditures. These cards offer cashback on various categories such as online shopping, utility bill payments, and more. With features like fuel surcharge waivers and dining discounts, these cards aim to enhance your spending experience while putting money back into your pocket.
Cashback Accumulation: Earn cashback on specific categories, enhancing your savings on routine expenses.
Dining Offers: Enjoy up to 15% savings on dining bills at over 2,500 restaurants across India under the Culinary Treats Programme.
Fuel Savings: 1% fuel surcharge waiver on transactions at HPCL petrol pumps for amounts up to ₹4,000 per transaction.
EMI Facility: Convert high-value purchases into easy EMIs at attractive interest rates.
Security: Zero liability protection against unauthorized transactions.
Earning: Cashback is earned on eligible transactions as per the card’s cashback structure.
Redemption: Cashback is typically auto-credited to the card account or adjusted against the statement balance.
Exclusions: No cashback is accrued on fuel transactions, EMI transactions, and cash advances.
Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License.
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.
Income Proof: Latest salary slips, Form 16, or IT returns.
Photograph: Recent passport-sized color photograph.
Visit ICICI Bank’s official website, select your preferred Cashback Credit Card, and click on “Apply Now.” Fill out the application form and upload the necessary documents.
Joining Fee: Starts from ₹500 + GST (depends on card variant).
Annual Fee: ₹500 + GST (waived on minimum spend of ₹1.5 lakh/year).
Finance Charges: Up to 3.40% per month.
Late Payment Fee: ₹100 – ₹1,200 (based on outstanding amount).
Overlimit Fee: 2.5% of the overlimit amount (minimum ₹500).
Foreign Transaction Fee: 3.5% of the transaction amount.
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.