ICICI Bank Shopping Credit Cards are designed to enhance your shopping experience by offering a range of benefits such as cashback, reward points, and exclusive discounts. These cards cater to both online and offline shoppers, providing value-added services that make every purchase more rewarding.
Reward Points Accumulation: Earn points on shopping transactions, which can be redeemed for a variety of products and vouchers.
Exclusive Discounts: Avail special offers and discounts on shopping through partner websites and apps.
Dining Offers: Enjoy up to 15% savings on dining bills at over 2,500 restaurants across India under the Culinary Treats Programme.
EMI Facility: Convert high-value purchases into easy EMIs at attractive interest rates.
Security: Zero liability protection against unauthorized transactions.
Earning: Earn 2 ICICI Bank Reward Points on every ₹100 spent on all purchases except fuel. Earn 1 Reward Point on every ₹100 spent on utilities and insurance categories.
Redemption: Redeem accumulated points for a host of gift items and gift vouchers through the ICICI Bank Rewards platform.
Exclusions: Reward points are not accrued on fuel transactions, cash advances, and certain other categories as specified in the card’s terms.
Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License.
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.
Income Proof: Latest salary slips, Form 16, or IT returns.
Photograph: Recent passport-sized color photograph.
Visit ICICI Bank’s official website, select your preferred Shopping Credit Card, and click on “Apply Now.” Fill out the application form and upload the necessary documents.
Joining Fee: Starts from ₹500 + GST (depends on card variant).
Annual Fee: ₹500 + GST (waived on minimum spend of ₹1.5 lakh/year).
Finance Charges: Up to 3.40% per month.
Late Payment Fee: ₹100 – ₹1,200 (based on outstanding amount).
Overlimit Fee: 2.5% of the overlimit amount (minimum ₹500).
Foreign Transaction Fee: 3.5% of the transaction amount.
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.