ICICI Bank’s Premium and Lifestyle Credit Cards are tailored for individuals seeking exclusive privileges and superior lifestyle experiences. These cards offer a blend of luxury benefits, including unlimited lounge access, concierge services, golf privileges, and high reward points on domestic and international spends. Ideal for high-net-worth individuals, these cards enhance your lifestyle with unparalleled perks.
Travel: Unlimited access to domestic/international lounges, concierge, and travel insurance
Lifestyle: Concierge desk, golf course access, luxury retail and hotel benefits
Entertainment: Movie offers, music/event experiences, lifestyle deals
Dining: 15% off at 2,500+ restaurants across India
Rewards: Earn accelerated reward points on travel, dining, and international spends
Protection: Includes purchase protection, air accident cover, lost card liability cover
Emeralde: 4 Reward Points per ₹100 spent
Times Black: 2.5 RP/₹100 (international), 2 RP/₹100 (domestic)
Sapphiro/Rubyx: 4 RP/₹100 (international), 2 RP/₹100 (domestic)
Points redeemable for travel bookings, shopping vouchers, gadgets, or cashback via ICICI Rewards platform
PAN Card and Aadhaar Card (or any valid government ID)
Latest salary slip/Form 16/ITR (as proof of income)
Address proof (utility bill/passport/voter ID, etc.)
One passport-size color photograph
Choose your desired Premium or Lifestyle Credit Card
Upload necessary KYC and income documents
Track application status via email/SMS
Finance Charges: Up to 3.4% per month (40.8% p.a.)
Late Payment Fee: ₹100 to ₹1,200 (based on due amount)
Overlimit Fee: 2.5% of the overlimit amount (min ₹500)
Foreign Currency Markup: 3.5% of the transaction amount
Cash Withdrawal Fee: 2.5% or ₹300 (whichever is higher)
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.