IndusInd Bank Rewards Credit Cards are designed to offer maximum value on everyday spending by allowing cardholders to earn accelerated reward points on categories like shopping, dining, travel, and more. With flexible redemption options and premium lifestyle privileges, these cards cater to individuals who want to make the most out of their transactions while enjoying exclusive perks. Ideal for frequent spenders and those looking to get rewarded on every swipe.
Complimentary access to golf games and airport lounges (select cards)
Exclusive BookMyShow and EazyDiner offers
Concierge services for travel bookings and reservations
Insurance coverage on travel, air accident, and card loss
Flexible reward point redemption for merchandise, air miles, or cashback
Discounts on leading lifestyle, travel, and shopping platforms
Earn up to 2.5 Reward Points per ₹100 spent on select categories
1 Reward Point per ₹100 spent on regular spends
Accelerated points on travel bookings, online shopping, and dining
Redeem points for flights, hotels, products, gift cards via IndusMoments
No expiry on reward points (on select cards)
PAN Card
Aadhaar Card/Passport/Voter ID (Address and ID proof)
Income Proof: Latest salary slips or ITR/Form 16 (depending on card)
Passport-size photograph
Bank statement (last 3 months for salaried/self-employed)
Select your preferred Rewards Credit Card
Submit KYC and income documents (if applicable)
Receive application status updates and card delivery within 7–10 days
Finance Charges: Up to 3.83% p.m. on outstanding balance
Late Payment Charges: ₹100 – ₹1,200 depending on the due amount
Overlimit Fee: 2.5% of the overlimit amount (Min ₹500)
Foreign Currency Mark-up: 3.5% on international transactions
Fuel Surcharge Waiver: 1% (on select variants and fuel spend limits)
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.