IndusInd Bank Shopping Credit Cards are designed to reward you for every purchase—whether you’re shopping online or offline. With exclusive deals on top e-commerce platforms, brand discounts, and reward points on daily purchases, these cards help maximize your savings. Perfect for frequent shoppers, IndusInd Shopping Credit Cards combine convenience, flexibility, and exciting offers across fashion, electronics, groceries, and more.
Earn up to 2.5 reward points per ₹100 spent on shopping
Exclusive shopping vouchers and brand coupons on select cards
Special discounts at partner retail outlets and online stores
Complimentary movie tickets and dining offers with shopping-focused cards
Hassle-free redemption of reward points for merchandise, vouchers, and cashback
Fuel surcharge waiver and concierge services (available on premium shopping cards)
Earn 1–2.5 points per ₹100 spent on shopping (varies by card type)
Bonus reward points on select categories like apparel, electronics, and groceries
Redeem points for shopping vouchers, branded merchandise, or direct cashback
No expiry of reward points on some card variants
Special festive and seasonal reward boosters
PAN Card
Aadhaar Card / Passport / Voter ID (as ID and address proof)
Latest Salary Slip / ITR or Form 16 (for income proof)
Recent passport-size photograph
Last 3 months’ bank statements (optional depending on card)
Navigate to the Credit Cards section and choose a Shopping Credit Card
Upload the required documents (PAN, ID proof, income proof, etc.)
Submit and track your application online. Approved cards are delivered within 7–10 days
Interest Charges: Up to 3.83% per month
Late Payment Fee: ₹100 – ₹1,200 depending on the due amount
Cash Advance Fee: 2.5% or ₹300 (whichever is higher)
Foreign Currency Mark-up Fee: 3.5%
Overlimit Fee: 2.5% of the exceeded amount (minimum ₹500)
Fuel Surcharge Waiver: 1% on spends between ₹400 and ₹4,000 (on select cards)
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.