RBL Bank Cashback Credit Cards

Approval Rate: High

RBL Bank Cashback Credit Cards

4.3 ☆

Reward Type

Cashback

Joining Fee

₹0 – ₹500 (waived on reaching annual spend threshold)

Interest rate Rate

Up to 3.99% per month (47.88% annually)

Annual Fee

₹0 – ₹500 (waived on reaching annual spend threshold)

RBL Bank Cashback Credit Cards

RBL Bank Cashback Credit Cards are ideal for individuals who want to save money on their everyday expenses. These cards offer instant cashback on categories like online shopping, groceries, dining, fuel, and bill payments. Whether you’re purchasing essentials or indulging in a little luxury, these cards ensure you earn something back on almost every transaction. With easy-to-understand cashback structures, milestone benefits, and fee waivers, they provide great value to both budget-conscious and regular spenders.

Key Features of RBL Bank Cashback Credit Cards

Instant cashback on groceries, dining, fuel, and online shopping Accelerated cashback on select platforms like Amazon, Flipkart, and Swiggy Bill payment cashback via the RBL MyCard app Milestone-based cashback bonuses EMI conversion options for high-value purchases Contactless payment with Tap & Pay support Real-time SMS and app notifications for transactions and cashback earned

Key Benefits of RBL Bank Cashback Credit Cards

  • Up to 10% cashback on select online platforms (card-specific)

  • Special offers during festive seasons on Amazon/Flipkart

  • Cashback on utility bill payments and mobile recharges

  • Easy EMI options for purchases above ₹2,500

  • Additional discounts through RBL partner merchants

  • Access to movie ticket offers and lifestyle deals

Rewards of RBL Bank Cashback Credit Cards

  • Flat cashback (e.g., 1.5% to 5%) on daily expenses

  • Bonus cashback on achieving monthly or yearly milestones

  • Cashback directly reflected in your next statement

  • No complicated point systems—simple cashback model

  • Cap on cashback earnings to promote regular usage

Documentation needed for application to RBL Bank Cashback Credit Cards

  • PAN Card

  • Aadhaar Card or address proof

  • Recent passport-size photo

  • Income proof (latest salary slips or ITR)

  • Bank statement (last 3 months)

Application Process to RBL Bank Cashback Credit Cards

  • Click “Apply Now” and enter personal, professional, and financial details
  • Choose your preferred Cashback Credit Card

  • Upload the necessary KYC documents

  • Get approved and receive your card within 5–7 working days

RBL Bank Cashback Credit Cards Pricing

  • Interest Rate: Up to 3.99% monthly on unpaid balance

  • Late Payment Fee: ₹0 to ₹1,300 based on total due

  • Cash Advance Fee: 2.5% of the amount (min ₹500)

  • Foreign Transaction Fee: 3.5%

  • Fuel Surcharge Waiver: 1% on select transactions

  • No hidden charges for cashback redemption

FAQs of RBL Bank Cashback Credit Cards