RBL Bank Shopping Credit Cards

Approval Rate: High

RBL Bank Shopping Credit Cards

4.3 ☆

Reward Type

Cashback / Rewards

Joining Fee

₹500 – ₹1,000

Interest rate Rate

Up to 3.99% per month

Annual Fee

₹500 – ₹1,000

RBL Bank Shopping Credit Cards

RBL Bank Shopping Credit Cards are ideal for smart shoppers looking to earn rewards, cashback, and exclusive discounts on daily purchases. These cards are specially tailored for those who frequently shop online or in-store across categories like fashion, electronics, groceries, and more. From accelerated rewards on e-commerce platforms to year-round offers on top brands, RBL Shopping Cards help you save every time you spend.

Key Features of RBL Bank Shopping Credit Cards

Accelerated rewards or cashback on shopping at partner merchants and e-commerce platforms Exclusive discounts on top online retailers like Amazon, Flipkart, Myntra, AJIO, and more Complimentary welcome gifts or gift vouchers (on select cards) EMI options available on large purchases both online and offline Contactless payment support for secure and convenient transactions Fuel surcharge waiver on select transactions 24×7 customer support and real-time expense tracking via mobile app

Key Benefits of RBL Bank Shopping Credit Cards

  • 5%–10% cashback or accelerated rewards on retail spends (category-specific)

  • Special partner discounts during sales and festive seasons

  • Additional savings via RBL MyCard App for curated offers

  • EMI facility with low interest for purchases above a certain amount

  • Dining discounts at partner restaurants in select cities

Rewards of RBL Bank Shopping Credit Cards

  • Earn 2x–5x reward points on shopping spends

  • Additional points on categories like apparel, electronics, groceries, etc.

  • Redeem points for shopping vouchers, merchandise, or bill payments

  • Long validity on accumulated points

  • Some cards offer monthly rewards on achieving spending thresholds

Documentation needed for application to RBL Bank Shopping Credit Cards

  • PAN Card

  • Aadhaar Card / Voter ID / Passport (as address proof)

  • Recent passport-size photograph

  • Income proof – latest salary slips or ITR filing (for self-employed)

  • 3–6 months bank statement reflecting salary credit/income

Application Process to RBL Bank Shopping Credit Cards

  • Choose your preferred card and click “Apply Now”
  • Go to the Credit Cards section and filter by “Shopping Cards”

  • Fill in your details and upload the necessary KYC documents

  • Submit the form and wait for verification and approval

RBL Bank Shopping Credit Cards Pricing

  • Interest Rate: Up to 3.99% per month (47.88% annually)

  • Foreign Currency Mark-up Fee: 3.5%

  • Cash Advance Fee: 2.5% or ₹500 minimum

  • Late Payment Fee: ₹0 to ₹1,300 based on billing amount

  • Fuel Surcharge Waiver: 1% for transactions between ₹500 – ₹4,000

FAQs of RBL Bank Shopping Credit Cards