SBI Rewards Credit Cards are ideal for those who want to earn generous reward points on every spend and redeem them across a wide range of categories. Whether you’re shopping online, dining out, traveling, or making daily purchases, these cards allow you to accumulate points quickly and use them for flights, merchandise, vouchers, and more. With premium features and flexible redemption options, SBI Reward Cards offer a rewarding experience for every lifestyle.
Up to 10x reward points on select category spends
Welcome bonus points on card activation and first usage
Milestone-based bonus reward points and annual renewal benefits
Flexipay EMI option for purchases above ₹2,500
Access to SBI Card rewards portal with extensive redemption options
Typically earn 1–2 points per ₹100 spent on regular transactions
Up to 10 points per ₹100 spent on partner or special category spends
Points redeemable for merchandise, vouchers, travel bookings, and cashback
Long reward point validity and easy redemption process online
PAN Card
Aadhaar Card / Passport / Voter ID (as proof of address & ID)
Passport-size photograph
Income proof – latest salary slips, ITR, or Form 16
Last 3–6 months’ bank statements
Navigate to “Rewards Credit Cards” section
Fill out the online application with your personal and financial details
Upload KYC and income documents
Submit and await approval notification from SBI Card
Finance Charges: 3.5% per month (42% annually)
Foreign Transaction Fee: 3.5%
Fuel Surcharge Waiver: 1% on spends between ₹500–₹3,000
Late Payment Fee: ₹400–₹1,300 depending on balance
Cash Advance Fee: 2.5% or ₹500, whichever is higher
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.