Axis Bank Business Credit Cards

Approval Rate: Moderate

Axis Bank Business Credit Cards

4.3 ☆

Reward Type

Points

Joining Fee

aries by card

Interest rate Rate

Up to 3.6% per month (52.86% per annum)

Annual Fee

aries by card

Axis Bank Business Credit Cards

Axis Bank offers a suite of Axis Bank Business Credit Cards tailored to meet the diverse needs of businesses, ranging from small enterprises to large corporations. These cards provide solutions for efficient expense management, streamlined procurement processes, and enhanced control over corporate spending. With features like customizable credit limits, detailed expense tracking, and exclusive rewards, Axis Bank’s Business Credit Cards are designed to support and simplify your business financial operations.

Key Features of Axis Bank Business Credit Cards

Customizable Credit Limits: Set individual spending limits for employees to manage expenses effectively. Detailed Expense Tracking: Access to comprehensive MIS reports for better financial oversight. Global Acceptance: Widely accepted across domestic and international platforms. Choice of Liability: Options for corporate or individual liability to suit business preferences. Integration with ERP Systems: Seamless integration with existing accounting and ERP systems for streamlined operations.

Key Benefits of Axis Bank Business Credit Cards

  • Reward Programs: Earn points on business-related spends, redeemable for various benefits.

  • Travel Benefits: Access to airport lounges and travel-related perks.

  • Insurance Coverage: Personal accident insurance and other protections for cardholders.

  • Vendor Payments: Streamlined processes for recurring vendor and utility payments.

Rewards of Axis Bank Business Credit Cards

  • EDGE REWARD Points: Accumulate points on eligible transactions, with accelerated earnings on specific categories.

  • Redemption Options: Redeem points for travel bookings, merchandise, vouchers, and more through the Axis Bank EDGE Rewards platform.

Documentation needed for application to Axis Bank Business Credit Cards

  • For Credit Appraisal:

    • Memorandum and Articles of Association (MOA/AOA)

    • Audited financial statements for the last two years

    • Corporate PAN card

  • Post Credit Appraisal:

    • Board Resolution authorizing card issuance

    • Completed Corporate Application Form

    • KYC documents for individual employees (PAN Card, Photo ID proof, and address proof)

Application Process to Axis Bank Business Credit Cards

  • Click on “Apply Now” and complete the application form with the required details.
  • Select the Business Credit Card that aligns with your company’s needs.

  • Upload the necessary documents and submit the application for processing.

Axis Bank Business Credit Cards Pricing

  • Joining Fee: Subject to the specific card variant and business requirements.

  • Annual Fee: Determined based on the card type and usage patterns.

  • Finance Charges: Up to 3.6% per month (52.86% per annum) on outstanding balances.

  • Late Payment Fee: Applicable as per the outstanding amount and card terms.

  • Overlimit Fee: Charges may apply if the credit limit is exceeded.

FAQs of Axis Bank Business Credit Cards