Axis Bank’s Secured Credit Cards are designed for individuals seeking to build or improve their credit history. By offering a credit card against a fixed deposit, these cards provide the benefits of a regular credit card, including reward points and secure transactions, while minimizing the risk for both the bank and the cardholder. Ideal for those new to credit or looking to rebuild their credit score, these cards combine financial discipline with convenience.
Reward Programs: Earn points on eligible spends, redeemable for various benefits.
Secure Transactions: Enhanced security features for safe usage.
Emergency Card Replacement: Quick replacement in case of loss or theft.
Global Acceptance: Use the card internationally without hassles.
EDGE REWARD Points: Earn 4 points for every ₹200 spent on eligible categories.
Redemption Options: Redeem points for shopping and travel vouchers from the Axis Bank EDGE Rewards Portal.
Identity Proof: PAN Card.
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.
Fixed Deposit Receipt: Proof of the fixed deposit with Axis Bank.
Photograph: Recent passport-sized color photograph.
Click on “Apply Now” and fill in the required details.
Upload necessary documents and submit the application.
Joining Fee: Nil.
Annual Fee: Nil.
Finance Charges: 3.6% per month (52.86% per annum) on outstanding balances.
Late Payment Fee: Applicable as per the outstanding amount.
Overlimit Fee: Charges may apply if the credit limit is exceeded
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.