Axis Bank’s Shopping Credit Cards are tailored for avid shoppers, offering a blend of cashback, reward points, and exclusive discounts. Whether you prefer online platforms like Flipkart and Swiggy or enjoy in-store purchases, these cards enhance your shopping experience with substantial savings and benefits.
Reward Programs: Earn EDGE REWARD Points on eligible spends, redeemable for various benefits.
Dining Discounts: Up to 15% off at partner restaurants via EazyDiner.
Entertainment Offers: Discounts on movie tickets and OTT subscriptions.
Fuel Surcharge Waiver: 1% waiver on fuel transactions (conditions apply).
EMI Conversion: Convert large purchases into manageable EMIs.
EDGE REWARD Points: Earn points on every spend, with accelerated rates on specific categories.
Redemption Options: Redeem points for shopping vouchers, travel bookings, and more through the Axis Bank EDGE Rewards platform.
Identity Proof: PAN Card.
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.
Income Proof: Latest salary slips, Form 16, or Income Tax Returns.
Photograph: Recent passport-sized color photograph.
Choose your preferred shopping credit card.
Upload necessary documents and submit the application.
Joining Fee: ₹500 – ₹1,000 (depending on the card variant).
Annual Fee: ₹500 – ₹1,000 (waived on annual spends of ₹2,00,000, depending on the card).
Finance Charges: Up to 3.6% per month (52.86% per annum).
Late Payment Fee: Varies based on the outstanding amount.
Overlimit Fee: Charges may apply if the credit limit is exceeded.
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.