HDFC Bank’s Premium and Lifestyle Credit Cards are designed to offer an elevated experience with exclusive privileges. These cards provide benefits such as accelerated reward points, complimentary memberships, airport lounge access, and lifestyle vouchers, catering to the discerning needs of premium customers.
Reward Programs: Earn accelerated Reward Points on specific categories and platforms.
Complimentary Memberships: Access to memberships like Club Marriott, Times Prime, Swiggy One, and more.
Travel Benefits: Complimentary airport lounge access and travel vouchers.
Dining Offers: Exclusive discounts and offers at partner restaurants.
Entertainment: Special offers on movie tickets and events
Earning:
Earn Reward Points on every spend, with higher rates on select categories.
Redemption Options:
Redeem points for travel bookings, shopping vouchers, or statement credit.
Redemption Fee: A nominal fee may be applicable on each successful redemption.
Identity Proof: PAN Card.
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.
Income Proof: Latest salary slips, Form 16, or Income Tax Returns.
Photograph: Recent passport-sized color photograph.
Choose your preferred Premium or Lifestyle Credit Card.
Upload necessary documents and submit the application.
Joining Fee: ₹1,000 – ₹12,500 (plus applicable taxes), depending on the card variant.
Annual Fee: ₹1,000 – ₹12,500 (waived on meeting specified annual spend thresholds).
Finance Charges: Up to 3.6% per month (43.2% per annum).
Late Payment Fee: Varies based on the outstanding amount.
Overlimit Fee: 2.5% of the overlimit amount, subject to a minimum of ₹500.
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.