HDFC Bank offers a range of HDFC Bank rewards credit cards tailored to suit various spending habits and lifestyles. These cards provide accelerated reward points on categories like dining, groceries, fuel, and online shopping, along with additional perks such as fuel surcharge waivers and annual fee reversals.
HDFC MoneyBack Credit Card: Ideal for online shoppers with accelerated rewards on online spends.
HDFC Millennia Credit Card: Perfect for millennials with cashback on popular brands and platforms.
HDFC Regalia Credit Card: Suited for frequent travelers with premium travel benefits and lounge access.
HDFC Diners Club Privilege Credit Card: Designed for lifestyle enthusiasts with exclusive dining and wellness offers.
Earning: Earn reward points on every spend, with higher points on select categories.
Redemption Options: Redeem points for e-vouchers, merchandise, travel bookings, and more through the HDFC Bank Rewards portal.
Redemption Fee: A nominal fee may be applicable on each successful redemption.
dentity Proof: PAN Card.
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.
Income Proof: Latest salary slips, Form 16, or Income Tax Returns.
Photograph: Recent passport-sized color photograph.
Click on “Apply Now” and fill in the required details.
Choose your preferred rewards credit card.
Upload necessary documents and submit the application.
Joining Fee: ₹0 – ₹2,500 (depending on the card variant).
Annual Fee: ₹0 – ₹2,500 (waived on annual spends meeting specified thresholds).
Finance Charges: Up to 3.6% per month (43.2% per annum).
Late Payment Fee: Varies based on the outstanding amount.
Overlimit Fee: 2.5% of the overlimit amount, subject to a minimum of ₹500.
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.