HSBC Cashback Credit Cards particularly the HSBC Live+ Credit Card, are designed to offer substantial cashback rewards on everyday spending. Cardholders can enjoy accelerated cashback on dining, food delivery, and grocery purchases, along with unlimited cashback on other eligible transactions. Additional benefits include complimentary domestic lounge access and attractive welcome offers, making it a valuable choice for those seeking to maximize their savings on routine expenses
Cashback Rewards: Maximize savings with high cashback rates on everyday expenses.
Travel Comfort: Access to domestic lounges adds convenience to your journeys.
Security: Zero liability protection ensures peace of mind against unauthorized transactions.
Digital Convenience: Manage your card seamlessly through HSBC’s mobile banking app
Earning:
10% cashback on dining, food delivery, and grocery spends (capped at ₹1,000 per billing cycle).
1.5% unlimited cashback on all other eligible spends.
Redemption:
Cashback is automatically credited to your account within 45 days of the statement date.
Exclusions:
Cashback is not applicable on fuel-related purchases, rental or property payments, insurance, cash withdrawals, credit repayments, toll fees, and other categories at the bank’s discretion
Identity Proof: PAN Card
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills
Income Proof: Latest salary slips, Form 16, or IT returns
Photograph: Recent passport-sized color photograph
Click on “Apply Now” and complete the application form.
Complete Video KYC to expedite the process.
Joining Fee: ₹999
Annual Fee: ₹999 (Waived if annual spending exceeds ₹2,00,000)
Finance Charges: Up to 3.6% per month (43.2% per annum)
Late Payment Fee: Varies based on the outstanding amount.
Overlimit Fee: 2.5% of the overlimit amount, subject to a minimum of ₹500.
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.