HSBC’ Premium and Lifestyle Credit Cards, including the HSBC Premier Credit Card and HSBC Taj Credit Card, are designed for discerning individuals seeking luxury, exclusive privileges, and exceptional rewards. These cards offer benefits such as unlimited lounge access, premium dining experiences, and high-value reward programs, catering to a sophisticated lifestyle.
Travel Benefits: Unlimited lounge access, low forex markup, and international travel insurance.
Dining Offers: Significant discounts at partner restaurants and exclusive memberships.
Entertainment: Complimentary movie tickets and access to premium events.
Lifestyle Privileges: Exclusive shopping offers and concierge services.
Security: Zero liability protection against unauthorized transactions.
Earning:
3 reward points for every ₹100 spent on the HSBC Premier Credit Card.
Redemption Options:
Convert points 1:1 to air miles across 20+ airlines.
Redeem for Apple products via Imagine vouchers.
Use points for hotel loyalty programs and other lifestyle rewards.
Redemption Fee: A nominal fee may be applicable on each successful redemption.
Identity Proof: PAN Card
Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills
Income Proof: Latest salary slips, Form 16, or IT returns
Photograph: Recent passport-sized color photograph
Joining Fee:
HSBC Premier Credit Card: ₹12,000 (waived for eligible HSBC Premier customers)
HSBC Taj Credit Card: ₹1,10,000
Annual Fee:
HSBC Premier Credit Card: ₹20,000 (waived for eligible HSBC Premier customers)
HSBC Taj Credit Card: ₹1,10,000
Finance Charges: Up to 3.6% per month (43.2% per annum)
Late Payment Fee: Varies based on the outstanding amount.
Overlimit Fee: 2.5% of the overlimit amount, subject to a minimum of ₹500.
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.