ICICI Bank Business Credit Cards are designed for entrepreneurs, professionals, and small to medium-sized enterprises. These cards help streamline business expenses, manage employee spending, and earn rewards on everyday business transactions. From fuel savings and travel perks to cashback and expense management tools, ICICI Business Cards provide powerful features that support your business growth and financial efficiency.
Monthly cashback on eligible business spends (fuel, travel, utilities)
Reward points redeemable for business tools, travel bookings, or vouchers
Complimentary insurance cover on select cards
Access to airport lounges (on premium variants)
Efficient cash flow management and digital controls
Credit limit enhancement based on usage and payment behavior
Earn up to 2 Reward Points per ₹100 spent on business expenses
Cashback of up to 1% on utility bills, fuel, telecom, and more
Business Advantage Black: Automatic cashback credited monthly
Redeem points via ICICI’s Rewards platform for travel, vouchers, or cashback
PAN Card & Aadhaar/Voter ID/Passport
Business Registration Certificate/GST Certificate
Recent ITR with computation of income
Latest bank statement (last 3–6 months)
Proof of business ownership (Utility bill/shop act/license)
Click on “Apply Now” and complete the online application form
Select your preferred business card
Click on “Apply Now” and complete the online application form
Upload business documents and KYC proofs
Await approval and card dispatch within a few working days
Finance Charges: Up to 3.4% per month
Late Payment Charges: ₹100 – ₹1,200 depending on outstanding balance
Overlimit Fee: 2.5% of overlimit amount (Min ₹500)
Foreign Currency Mark-up Fee: 3.5%
Fuel Surcharge Waiver: 1% on spends between ₹500–₹4,000 (Max ₹500 per month)
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.