ICICI Bank Fuel Credit Cards

Approval Rate: High

ICICI Bank Fuel Credit Cards

4.3 ☆

Reward Type

Reward Points and Cashback

Joining Fee

HPCL Coral Credit Card (Visa/MasterCard): ₹199 + GST (waived on annual spends of ₹50,000)

Interest rate Rate

Up to 3.50% per month (42% per annum) on extended credit and cash advances

Annual Fee

HPCL Coral Credit Card (Visa/MasterCard): ₹199 + GST (waived on annual spends of ₹50,000)

ICICI Bank Fuel Credit Cards

ICICI Bank Fuel Credit Cards are designed to provide substantial savings on fuel expenses. These cards offer cashback, reward points, and fuel surcharge waivers, making them ideal for individuals who frequently travel by road. In addition to fuel benefits, cardholders can enjoy discounts on dining, movies, and other lifestyle privileges.

Key Features of ICICI Bank Fuel Credit Cards

Fuel Benefits: Up to 5% cashback on fuel purchases at HPCL pumps using ICICI Bank POS machines or the HP Pay app. 1% fuel surcharge waiver on transactions between ₹400 and ₹4,000 at HPCL outlets. ​ Reward Points: Earn 2 ICICI Bank Reward Points on every ₹100 spent on retail purchases (excluding fuel). Earn 20 Reward Points per ₹100 spent on utility bills, groceries, and departmental store purchases (capped at ₹100 worth of Reward Points per month). Additional Benefits: 25% discount up to ₹100 on movie ticket bookings through BookMyShow and INOX, twice a month. Complimentary 24×7 Roadside Assistance services. Personal accident insurance cover up to ₹2 lakh.

Key Benefits of ICICI Bank Fuel Credit Cards

  • Fuel Savings: Significant cashback and surcharge waivers on fuel transactions at HPCL outlets.

  • Reward Accumulation: Earn Reward Points on various spending categories, redeemable for fuel and other products.

  • Lifestyle Perks: Enjoy discounts on movie tickets and access to Roadside Assistance services.

  • Insurance Coverage: Benefit from personal accident insurance cover up to ₹2 lakh.

Rewards of ICICI Bank Fuel Credit Cards

  • Earning:

    • 2 Reward Points on every ₹100 spent on retail purchases (excluding fuel).

    • 20 Reward Points per ₹100 spent on utility bills, groceries, and departmental store purchases (capped at ₹100 worth of Reward Points per month).

  • Redemption:

    • Redeem 2,000 Reward Points for fuel worth ₹500 at HPCL outlets.

    • Reward Points can also be redeemed for a variety of products and vouchers through the ICICI Bank Rewards platform.

  • Exclusions:

    • Reward Points are not accrued on fuel transactions.

    • Certain categories like cash advances and specific bill payments may not earn Reward Points.

Documentation needed for application to ICICI Bank Fuel Credit Cards

  • Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License.

  • Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.

  • Income Proof: Latest salary slips, Form 16, or IT returns.

  • Photograph: Recent passport-sized color photograph.

Application Process to ICICI Bank Fuel Credit Cards

  • Click on Apply Now official credit card page

  • Choose the preferred fuel credit card variant.

  • Fill in your personal and financial details.

  • Submit KYC documents and proof of income.

  • Await verification and approval from ICICI Bank.

ICICI Bank Fuel Credit Cards Pricing

  • Joining Fee:

    • HPCL Super Saver Credit Card: ₹500 + GST

    • HPCL Coral Credit Card (Visa/MasterCard): ₹199 + GST

    • HPCL Coral American Express Credit Card: ₹199 + GSTI

  • Annual Fee:

    • HPCL Super Saver Credit Card: ₹500 + GST (waived on annual spends of ₹1,50,000)

    • HPCL Coral Credit Card (Visa/MasterCard): ₹199 + GST (waived on annual spends of ₹50,000)

    • HPCL Coral American Express Credit Card: ₹199 + GST (waived on annual spends of ₹50,000)

  • Finance Charges: Up to 3.50% per month (42% per annum)

  • Late Payment Fee: ₹100 – ₹1,200 (based on the outstanding amount)

  • Overlimit Fee: 2.5% of the overlimit amount (minimum ₹500)

  • Foreign Transaction Fee: 3.5% of the transaction amount

FAQs of ICICI Bank Fuel Credit Cards