IndianOil Axis Bank Premium Credit Card

Approval Rate: Moderate

IndianOil Axis Bank Premium Credit Card

4.3 ☆

Reward Type

Points

Joining Fee

₹500 to ₹1,500 (waived on meeting annual spend criteria)

Interest rate Rate

3.6% per month (52.86% per annum)

Annual Fee

₹500 to ₹1,500 (waived on meeting annual spend criteria)

IndianOil Axis Bank Premium Credit Card

IndianOil Axis Bank Premium Credit Card is a co-branded fuel credit cards in partnership with IndianOil, designed to maximize savings on fuel expenses. These cards provide accelerated reward points on fuel purchases at IndianOil outlets, fuel surcharge waivers, and additional benefits like discounts on dining and online shopping. Ideal for individuals who frequently spend on fuel, these cards ensure that every refueling experience is more rewarding.

Key Features of IndianOil Axis Bank Premium Credit Card

Accelerated Rewards: Earn up to 20 EDGE REWARD Points per ₹100 spent on fuel at IndianOil outlets. Fuel Surcharge Waiver: 1% waiver on fuel surcharge for transactions between ₹400 and ₹4,000 at fuel stations across India. Welcome Benefits: Receive bonus EDGE REWARD Points on initial fuel transactions within 30 days of card issuance. Dining Discounts: Up to 25% off at partner restaurants via EazyDiner. Online Shopping Rewards: Earn additional reward points on online shopping transactions.

Key Benefits of IndianOil Axis Bank Premium Credit Card

  • Lounge Access: Complimentary access to select domestic airport lounges (available on premium variants).

  • Dining Discounts: Up to 25% off at partner restaurants via EazyDiner.

  • Online Shopping Rewards: Additional reward points on online transactions.

  • Fuel Surcharge Waiver: 1% waiver on fuel surcharge at fuel stations across India.

Rewards of IndianOil Axis Bank Premium Credit Card

  • EDGE REWARD Points: Earn points on every spend, with accelerated rates on fuel and online shopping.

  • Redemption Options: Redeem points for a wide range of options, including vouchers, merchandise, and more.

  • No Expiry: Some cards offer reward points that never expire.

Documentation needed for application to IndianOil Axis Bank Premium Credit Card

  • Identity Proof: PAN Card.

  • Address Proof: Aadhaar Card, Passport, Voter ID, Driving License, or Utility Bills.

  • Income Proof: Latest salary slips, Form 16, or Income Tax Returns.

  • Photograph: Recent passport-sized color photograph.

Application Process to IndianOil Axis Bank Premium Credit Card

  •  Click on “Apply Now” and fill in the required details.
  • Choose your preferred fuel credit card.

  • Upload necessary documents and submit the application.

IndianOil Axis Bank Premium Credit Card Pricing

  • Joining Fee: ₹500 to ₹1,500 (depending on the card variant).

  • Annual Fee: ₹500 to ₹1,500 (waived on annual spends of ₹50,000 to ₹1,50,000, depending on the card).

  • Finance Charges: 3.6% per month (52.86% per annum).

  • Late Payment Fee: Varies based on the outstanding amount.

  • Overlimit Fee: 2.5% of the overlimit amount (minimum ₹500).

FAQs of IndianOil Axis Bank Premium Credit Card