IndusInd Bank Cashback Credit Cards are perfect for individuals looking to maximize their savings on everyday expenses. These cards offer instant cashback on categories such as shopping, dining, fuel, travel, and utility payments. With simple cashback structures, minimal fees, and attractive lifestyle privileges, IndusInd’s cashback credit cards are a great fit for savvy spenders who love getting rewarded with real money savings.
Flat cashback on everyday spends including dining, fuel, utilities, and e-commerce
1% fuel surcharge waiver across all petrol stations in India
EMI conversion option on transactions above ₹2,000
Complimentary offers on BookMyShow and EazyDiner (select cards)
Fraud liability protection and EMV chip for security
Access to customer support 24×7 and real-time mobile tracking
Up to 2% flat cashback on online and in-store purchases (varies by card)
Additional cashback offers on dining, travel bookings, and bill payments
Automatic cashback adjustment in your credit card statement
Bonus cashback on reaching monthly spend milestones
Festive and seasonal extra cashback promotions on select brands
PAN Card
Aadhaar Card / Passport / Voter ID (ID & Address Proof)
Latest Salary Slips or ITR/Form 16 (for salaried/self-employed)
Recent passport-sized photograph
Bank Statement (Last 3 months for income verification)
Choose a cashback credit card that suits your spending habits
Submit KYC documents and income proof
Receive approval and card delivery within 7–10 working days
Finance Charges: Up to 3.83% per month on outstanding balance
Late Payment Fee: ₹100 – ₹1,200 based on bill amount
Overlimit Fee: 2.5% of overlimit amount (minimum ₹500)
Cash Advance Charges: 2.5% or ₹300 (whichever is higher)
Foreign Currency Mark-up: 3.5% on international spends
Fuel Surcharge Waiver: 1% on select variants, applicable on spends of ₹400–₹4,000
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