IndusInd Bank Premium and Lifestyle Credit Cards are tailored for individuals seeking luxury, comfort, and exclusive privileges. These cards offer high-end lifestyle benefits such as complimentary lounge access, concierge services, premium hotel and dining discounts, entertainment perks, and more. With a focus on superior experiences and status-driven rewards, they’re ideal for affluent users who value convenience, class, and customization in every swipe.
Unlimited or multiple complimentary lounge accesses annually
Premium concierge services for hotel, dining, travel, and gifting
Discounts and upgrades at luxury hotels and resorts
Buy 1 Get 1 Free offers on movies and dining via partner platforms
Special offers on designer fashion, fine dining, and wellness centers
Zero lost card liability and insurance cover on travel and purchase
Earn up to 2.5 points per ₹100 spent
Accelerated rewards on travel, dining, and international spends
Welcome bonus points or vouchers worth ₹5,000 to ₹10,000 (card dependent)
Reward redemption across travel, e-vouchers, merchandise, or cashback
No expiry on reward points (on select premium variants)
PAN Card
Identity Proof (Aadhaar, Passport, or Voter ID)
Address Proof (Utility bill, Aadhaar, Passport)
Latest salary slip/ITR/Form 16 (income proof)
Recent passport-size color photo
Optional: Last 3 months’ bank statement
Select “Premium or Lifestyle Credit Cards”
Click on “Apply Now” and fill in the basic details
Upload required documents for KYC and income verification
Wait for approval—cards are typically dispatched within 7–10 working days
Interest Charges: Up to 3.83% per month
Late Payment Charges: ₹100 to ₹1,200 (based on bill amount)
Cash Advance Fee: 2.5% or ₹300 (whichever is higher)
Foreign Currency Mark-up: 1.8% to 3.5% (depending on card variant)
Fuel Surcharge Waiver: 1% at select fuel outlets
Overlimit Fee: 2.5% of exceeded amount (min ₹500)
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.