RBL Bank Premium/Lifestyle Credit Cards are crafted for individuals who seek an elevated lifestyle with premium privileges. These cards offer a luxurious blend of travel perks, golf access, dining offers, lounge access, and high-value reward programs. Designed for high-income professionals and luxury seekers, these cards combine prestige with practicality, providing unmatched value on every spend across lifestyle categories.
Up to 8 complimentary airport lounge visits annually
High reward rates with low redemption thresholds
Concierge services for bookings, gifts, and experiences
Exclusive partner offers on travel, retail, and OTT subscriptions
Milestone-based bonus rewards and annual fee waivers
Earn 2–5 reward points per ₹100 spent (accelerated on premium categories)
Redeem points for flights, hotel bookings, luxury products, or gift vouchers
Long validity and multiple redemption options via RBL rewards portal
Milestone rewards on achieving high spend targets (₹1 lakh+, ₹2 lakh+, etc.)
PAN Card
Aadhaar Card / Passport / Voter ID (as address proof)
Recent passport-size photograph
Income proof – latest salary slips or Form 16 / ITR for self-employed
Recent bank statements (3–6 months with income credit)
Go to the “Credit Cards” section and filter by “Premium/Lifestyle” cards
Fill the application form with personal and financial details
Upload necessary KYC documents
Submit and wait for approval from the RBL team
Interest Rate: Up to 3.99% per month (47.88% annually)
Foreign Mark-up Fee: 2%–3.5% depending on card
Late Payment Charges: ₹0 to ₹1,300 based on bill amount
Fuel Surcharge Waiver: 1% on transactions between ₹500 and ₹4,000
Cash Withdrawal Fee: 2.5% or ₹500 minimum
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.