SBI Business Credit Cards are tailored for entrepreneurs, business owners, and self-employed professionals seeking financial convenience and control. These cards offer exclusive rewards on business spends, utility bill payments, and travel, along with high credit limits, fuel surcharge waivers, and expense tracking features. Whether it’s managing employee expenses or handling business travel, SBI Business Credit Cards provide flexible solutions for your growing business.
Track and manage employee card usage with add-on cards
Get GST input credit on business-related purchases
Discounts on travel, hotel bookings, and partner merchants
Faster reward accumulation on utility bill and fuel spends
Complimentary insurance cover on air travel and business equipment (select cards)
Earn up to 5X reward points on travel, fuel, and utility payments
Redeem points for gift vouchers, merchandise, or air miles
Accelerated rewards for achieving monthly or annual spend milestones
Reward points valid for up to 2 years
PAN Card
Aadhaar Card / Passport / Driving License
Business proof (GST registration, business registration certificate, etc.)
Last 6 months’ business bank statements
ITR or income documents for the last 2 years
Passport-sized photograph
Go to the “Business Credit Cards” section
Choose your preferred business card (like SBI Platinum Corporate or SBI Business Card)
Upload necessary documents for business and identity verification
Submit the application and track approval status online
Finance Charges: 3.5% per month (42% annually)
Foreign Currency Mark-Up: 3.5%
Late Payment Fee: ₹400 – ₹1,300 based on outstanding balance
Cash Advance Charges: 2.5% of the amount withdrawn (min ₹500)
Fuel Surcharge Waiver: 1% on fuel spends between ₹500 – ₹4,000
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.