SBI Premium and Lifestyle Credit Cards are designed for individuals who prefer luxury, convenience, and elite privileges. These cards offer premium rewards, complimentary airport lounge access, golf privileges, and concierge services, making them ideal for high-spending professionals and lifestyle enthusiasts. Whether it’s travel, dining, shopping, or entertainment, SBI Lifestyle Credit Cards ensure a superior experience with added savings and exclusive deals.
Personalized lifestyle and concierge services
Free golf rounds and lessons at partner golf courses
Enhanced reward points on luxury travel, fashion, and gourmet dining
Travel insurance, fraud protection, and air accident cover
Complimentary add-on cards with the same benefits
Earn up to 5x or 10x reward points on travel, dining, and international spends
Bonus points on reaching milestone spends
Redeem points for air tickets, hotel stays, shopping vouchers, and merchandise
Reward points usually valid for up to 2 years
PAN Card
Aadhaar Card / Passport / Driving License (for address and ID proof)
Passport-size photo
Latest salary slips/ITR/Form 16
Last 3–6 months bank statement for income verification
Visit the “Premium & Lifestyle Credit Cards” section
Select a card like SBI ELITE or SBI Prime Credit Card
Upload required documents for KYC and income proof
Submit and track your application status online
Finance Charges: 3.5% per month (42% annually)
Foreign Currency Mark-Up: 1.99%–3.5% based on card type
Late Payment Fee: ₹400 – ₹1,300 depending on statement balance
Cash Advance Charges: 2.5% of the amount (min ₹500)
Fuel Surcharge Waiver: 1% on transactions between ₹500 – ₹4,000
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.