SBI Shopping Credit Cards are tailored for individuals who love online and offline retail therapy. These cards offer exceptional value with accelerated reward points, cashback, and discounts on leading e-commerce platforms like Amazon, Flipkart, Myntra, and more. With added perks such as fuel surcharge waivers and milestone benefits, SBI Shopping Cards provide savings on everyday purchases and big-ticket buys alike.
Exclusive tie-ups with leading online retailers for extra savings
Cashback on grocery, fashion, and electronics spends
Additional reward points on birthday or anniversary purchases
Easy EMI conversion on spends above ₹2,500
Free add-on cards with the same benefits
Earn 1–10 reward points per ₹100 spent, based on the card type and merchant category
Accelerated points on shopping categories like fashion, electronics, and groceries
Points redeemable for vouchers, merchandise, and statement credit
Reward points validity typically up to 2 years
PAN Card
Aadhaar Card / Voter ID / Passport (as ID and address proof)
Latest passport-size photograph
Salary slips/ITR/Form 16 as income proof
Last 3–6 months bank statement
Go to “Shopping Credit Cards” section
Complete the online form with required personal, financial, and contact details
Upload PAN, Aadhaar, and income documents for KYC verification
Submit the form and track application status online
Finance Charges: 3.5% per month (42% annually)
Foreign Currency Mark-Up: 3.5%
Late Payment Charges: ₹400–₹1,300 based on statement balance
Cash Advance Fee: 2.5% or ₹500 (whichever is higher)
Fuel Surcharge Waiver: 1% on transactions from ₹500–₹3,000
Approval chances shown on LoanSafar.com are not guaranteed approvals. These estimates are calculated by comparing your credit profile (based on information you provide) to data from other users who were approved by the same lender, or by checking if you meet certain criteria set by the lender.
While these insights may help you make smarter choices, final approval always depends on the lender’s internal policies. You may still be denied a loan or credit card if You don’t meet their income or employment verification standards or You already have the maximum number of accounts with that lender Or you don’t pass their “ability to pay” assessment
We’re here to help you compare offers more confidently — but remember, the final decision always rests with the lender.